Aaron Ingram
Managing Principal
The practice
Stowe, Vermont.
Since 2008.
Almost every dollar saved on the sale of a company is decided years before the sale.
Entity structure, trust timing, who owns which shares — all cheap to arrange four years out and impossible to fix at the closing table. Most owners meet an adviser six weeks before signing, which is six weeks of options.
We work with owners of Vermont and upstate businesses from the day they start thinking about it. Sometimes that means four years of planning and one transaction. That is the job.
Six weeks before closing, we are no longer advisers. We are witnesses.
What we look for
A business you intend to sell
Someday counts. Someday is exactly when the planning is cheapest.
Time before the deal
Two years is workable. Four is better. Six weeks is a formality.
A number you need after tax
What the sale has to leave you with. We plan backwards from it.
What is still on the table, and when
Four years out — all of it
- Grantor trust, shares transferred early
- Qualified small business stock, held long enough
- Entity restructured before the buyer looks
- Gifts at a valuation nobody disputes
- Charitable trust funded pre-sale
- Instalment sale, negotiated not accepted
- Allocating the price across asset classes
- Deferring the state tax by moving
Six weeks out — what is left
- Grantor trust, shares transferred early
- Qualified small business stock, held long enough
- Entity restructured before the buyer looks
- Gifts at a valuation nobody disputes
- Charitable trust funded pre-sale
- Instalment sale, negotiated not accepted
- Allocating the price across asset classes
- Deferring the state tax by moving
People
Twenty-five people, and the person you meet is the person who does the work.
- Headcount
- 25
- Offices
- 2
Amy Lancaster
Managing Principal
Christopher Abernathy
Senior Wealth Adviser
Cynthia Bradshaw
Senior Wealth Adviser
Dennis Thistlewood
Senior Wealth Adviser
Kenneth Middleton
Wealth Adviser
Margaret Ingram
Wealth Adviser
Mary Ashby
Wealth Adviser
Michael Beaumont
Wealth Adviser
Michelle Sutherland
Portfolio Manager
Paul Thistlewood
Portfolio Manager
Timothy Sterling
Portfolio Manager
Frances Chadwick
Financial Planner
Preston Merriweather
Financial Planner
Miriam Wadsworth
Financial Planner
Walter Garrick
Head of Client Service
Beatrice Radcliffe
Head of Tax
Roger Carrington
Head of Estate Planning
Eleanor Larkin
Chief Investment Officer
Malcolm Underhill
Chief Compliance Officer
Adele Fairbanks
Director of Research
Theodore Quimby
Director of Operations
Sylvia Bramwell
Client Associate
Desmond Kingsbury
Client Associate
Roland Ellsworth
Trading Operations
Open role
We are hiring a senior adviser, in Stowe.
Ten years planning around business sales, deep in trust and entity structure, and happy to live where it snows.